
Partners – JUVO
We partner with Juvo, a leader in a financial identity. Juvo uses its data science platform to build financial profiles based on mobile network operator and other data sources. Together, we undertake robust risk analyses based on sophisticated behavioral data science leveraging state-of-the-art machine learning.
Seamless UX
Airtime Advance is a purpose-built for seamless UX, especially for prepaid subscribers who may be dissatisfied with transactions failing due to insufficient balances. The entire customer journey is managed over SMS, with no disruption to the existing transaction flow on app stores. For all other merchants, this facility is offered directly within the application.

Tap new revenue
*Disclaimer: Micro-loans and associated credit risk managed by our partners – Juvo.
X+
times the average revenue from prepaid subscribers not availing carrier billing
%
more top-ups by users using carrier billing to buy digital services
%
less likely to churn than users not using carrier billing

See how we can help you drive revenue growth in the prepaid segment
AI-led Microlending is designed to take the frustration of failed transactions away from your subscribers, especially prepaid ones in emerging markets who are looking to consumer digital content but aren’t able on account of insufficient balance.
“Thanks to our partnership with DOCOMO Digital, we will enhance our billing performance, and at the same time slash Bad Debt. This increase in profitability will help us dedicate more resources to pursue other avenues of growth”
Head of Pagos Online Movistar (Telefonica)

Increased ARPU
Your subscribers consume more digital content with the freedom of Airtime Advance
Realize Savings
Your subscribers stay with you, lower churn rates!

Real-time Simulation
Overall transaction volumes with carrier billing improve
We work with leading telcos globally
We partner with most of the leading telcos around the world, enabling carrier billing and Appstore bundling, to help them stem decline in revenues from the traditional voice and data businesses





